Service

Insurance Claims Help Longmont

Average Time to Settle Claim

Deductibles We Commonly See

Most Common Claim Type

Hail and wind damage

Adjuster Meeting Success Rate

95%+ of claims approved with our assistance

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Navigate Insurance with a Trusted Local Pro

At Josh Brooks Construction and Renovation Inc., we know how overwhelming the insurance process can be. That’s why we provide expert insurance claims help in Longmont and surrounding areas. If your home was hit by hail, wind, or water damage—and you're unsure what to do next—we step in with trusted guidance and start-to-finish claim support.

Our team helps assess storm damage, document it properly, and meet directly with your insurance adjuster to make sure nothing is missed. We fight for the maximum coverage you’re entitled to, and once approved, we perform all necessary repairs—roofing, siding, structural, and more—without you having to chase contractors or navigate red tape.

We’ve handled hundreds of residential and light commercial claims in cities like Longmont, Loveland, Greeley, Fort Collins, Brighton, and beyond. If you're dealing with a denied claim, unclear scope of work, or feeling left in the dark, we’re here to help.

When Should You Involve a Contractor?

Right after the storm. Before you call your insurance company, it’s smart to have a contractor inspect the damage first. We’ll walk your property, take high-resolution photos, mark affected areas, and prepare a scope of work to compare against your adjuster’s report. This prevents missed damage and helps you avoid getting lowballed on your payout.

What’s the Difference Between a Public Adjuster and a Contractor?

A public adjuster negotiates claims directly with your carrier for a fee. We’re not adjusters—we're licensed contractors who assist homeowners in understanding their coverage, providing inspection evidence, and handling restoration once the claim is approved. Many homeowners prefer this path, since there’s no upfront cost and we manage the actual repairs.

What If My Claim Was Denied or Underpaid?

It’s more common than you’d think. We can review your paperwork, request a reinspection, and provide supplemental documentation to support your case. Many of our clients see significant increases in their claim approvals once we get involved.

Why Choose Us for Insurance Claims Help?

We Know the Process, Inside and Out

Insurance carriers want proof. We know how to provide it. Our team uses professional inspection tools, thorough documentation, and real-time photo reports to build a bulletproof claim file—so nothing falls through the cracks.

Here’s what makes us the right choice:

No Out-of-Pocket Estimate Fees
We offer free storm damage inspections and help you understand whether your situation qualifies for a claim—before you even notify your carrier.

On-Site Adjuster Representation
We meet directly with your adjuster and walk them through the damage. This increases the odds your entire scope of work is covered the first time.

We Speak Insurance Language
From supplements to scope codes, we help you understand the paperwork. We explain what’s covered, what isn’t, and how the deductible and depreciation affect your bottom line.

We Fix Everything
Once approved, we don’t just fix your roof—we handle siding, fascia, gutters, windows, decking, structural repair, and more. One call gets it done.

Stress-Free Experience
Our goal is to make the insurance restoration process easy and transparent. You’ll always know where your claim stands and what comes next.

"Filing a roof insurance claim in Colorado"

Frequently Asked Questions

Here are some of the most common questions we receive aboutInsurance Claims Help in Longmont and beyond

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Q: How do I know if I have enough storm damage to file a claim?

A: The best way to find out is to schedule a free damage inspection. We’ll walk your roof, check siding, windows, gutters, and vents, and document all damage with photos. If we believe the damage meets insurance thresholds, we’ll let you know before filing. We won’t pressure you—just provide the facts.

Q: What does the insurance claims process involve?

A: It typically follows these steps:

You request an inspection from us

We document damage and provide a repair scope

You file the claim

An adjuster visits—we attend too

You receive a claim summary

We review it and supplement if needed

Once approved, we schedule repairs

We collect payment directly from your carrier, minus your deductible

Q: My adjuster said there’s no damage—but I still have issues. What now?

A: Unfortunately, some damage is overlooked or dismissed by insurance adjusters, especially if they’re rushed or using drone inspections only. We can request a reinspection and provide our own detailed scope, including photos, measurements, and material breakdowns. We’ve helped many homeowners successfully challenge partial or denied claims.

Q: Will you handle everything after the claim is approved?

A: Yes—we’re a full-service general contractor. Once your claim is approved, we’ll order materials, coordinate all necessary trades, handle city permits if required, and schedule a final walkthrough when the job is done. You’ll only need to cover your deductible—we take care of the rest.