Hail Damage Roof vs Siding — What Gets Covered by Insurance in Colorado

Most homeowners know hail damages roofs. What surprises them is how much siding damage gets left on the table when they only call a roofing company. Josh Brooks Construction is Longmont’s only full-service storm restoration contractor — we handle roof, siding, gutters, and windows in one claim. Call 720-828-7997.

What Hail Damage Does Insurance Cover in Colorado?

Surface Covered? Notes
Asphalt shingle roof Yes Full replacement if functional damage found
Vinyl or fiber cement siding Yes Must match existing — often full replacement
Gutters and downspouts Yes Dents and functional damage covered
Windows and screens Yes Cracked glass, broken seals, damaged screens
HVAC units and vents Yes Soft metal damage often missed by adjusters
Skylights Yes Cracked glass, damaged flashing

Why Call Josh Brooks Instead of a Roofing-Only Company

When Josh Brooks inspects your entire home in one visit, files one comprehensive claim, and attends the adjuster’s inspection, you are far more likely to receive full compensation for every damaged surface.

Josh Brooks Construction & Renovation
📞 720-828-7997 | 2167 Frontier St, Longmont CO 80501 | 🎖️ Veteran & Senior Discounts

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