Josh Brooks Construction & Renovation Inc. — licensed general contractor, 30+ years' experience. We run every job start to finish as your GC. We don't take subcontract work for other GCs or owner-managed ('self-GC') jobs, and every project requires a deposit to schedule and begin — no exceptions. If you're not ready to commit a deposit, please contact another contractor.
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Roofing Contractor Golden CO | Hail Damage & Insurance Claims

Data You Can Trust

Why Golden Homeowners Need a Licensed Roofing Contractor

38

billion-dollar hailstorms in Colorado 1980–2024

NOAA

$1.9B

damage from May 2024 Front Range hailstorm

NOAA

3×

more likely to file a claim with a roof 20+ yrs old

Insurance Industry Data

$31B

total U.S. roof insurance claims paid in 2024

Verisk 2024

“I’ve been roofing in Golden and across the Front Range since 2014. The biggest thing I tell homeowners: get inspected within 30 days of a storm. Hail damage that’s invisible today becomes a denied insurance claim six months from now. We document everything and attend the adjuster meeting with you — no cost for the inspection.”

Josh Brooks

Licensed General Contractor CON-24-0152 | Roofing Specialist Since 2014

BY THE NUMBERS

Why Colorado Homeowners Act Fast After a Storm

38
Billion-dollar hailstorms have hit Colorado since 1980 — more than any other storm type in the state. (NOAA)
$1.9B
Damage from the May 2024 Denver hailstorm alone — the 2nd costliest hail event in Colorado history. (NOAA)
3×
More likely to file a wind or hail claim if your roof is 20+ years old. Older roofs fail faster and claim less. (Insurance industry data)
$9,526
National average cost for a full roof replacement in 2024. Colorado projects typically run 10–15% above that. (RubyHome / BLS data)

“I’ve been working roofs in Northern Colorado since 2014. I’ve seen hail take a perfectly maintained 20-year-old roof from functional to failing in a single afternoon — and most homeowners don’t even know until their ceiling starts dripping two months later. The damage is real. Get it inspected before the insurance window closes.”

— Josh Brooks, Licensed General Contractor & Roofer — License CON-24-0152 — Longmont, CO

Roofing Contractor — Golden, CO

Roofing Contractor Golden CO
Hail Damage • Insurance Claims • Lifetime Warranty

Josh Brooks Construction and Renovation Inc. beats Metro City Roofing and Monarch Construction on scope — roofing, siding, windows, basements, and kitchens under one contract. 30 years experience. License CON-24-0152.

Full-Service Roofing Contractor Golden CO

Golden CO sits in Jefferson County at the base of the Rockies — one of Colorado’s most hail-prone corridors. Josh Brooks Construction and Renovation Inc. serves Golden homeowners with full roof replacements, hail damage insurance claim management, and Class 4 impact-resistant shingle upgrades. Every shingled roof comes with our lifetime workmanship warranty.

Owens Corning Platinum Preferred. GAF Master Elite. Malarkey Emerald Premium. James Hardie Elite Preferred Installer. Veteran and Senior discounts available.

Free Roof Inspection — Golden CO

Same-day inspections. Serving Golden, Lakewood, Arvada, Morrison, and Jefferson County.

CON-24-0152 • Jefferson County 1028093 • $1M/$2M Insured • Longmont CO 80501

Insurance-claim roofing — how we handle itUnder Colorado's Residential Roofing Bill of Rights, you may cancel for a full deposit refund within 72 hours of signing — and, if your insurer denies the claim, within 72 hours of that denial. Once that window closes, your deposit is committed to your project and is non-refundable except as required by law for work not yet performed. We never collect your insurance deductible upfront — it's due at completion — and by law we cannot waive or rebate it.

Colorado hail & insurance: by the numbers (2026)

  • Colorado ranks #2 in the U.S. for hail insurance claims, behind only Texas.
  • The Front Range sits in “Hail Alley,” the highest frequency of large hail in North America — about 7–9 hail days a year.
  • A Colorado state analysis (Feb 2026) found hail is 26–54% of the homeowners premium depending on county — roughly 50% along the Front Range.
  • The average Colorado premium hit about $6,630 in 2026, up ~100.8% since 2020 — the largest increase of any state.
  • Colorado typically sees 3–4 catastrophic hailstorms a year (each ≥ $25M in insured damage); severe season runs mid-April to mid-September.

Sources: Rocky Mountain Insurance Information Association (RMIIA); Colorado Division of Insurance (Feb 2026); National Weather Service; NAIC / Insurify (2026).

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