Should I call a contractor or my insurance first after hail damage?

Call a licensed contractor first. Having professional documentation of damage before the adjuster arrives significantly increases your settlement. Josh Brooks Construction and Renovation Inc. provides free inspections and attends the adjuster meeting.

How long do I have to file a hail damage insurance claim in Colorado?

Colorado law gives homeowners 2 years from the date of the storm to file a hail or wind damage insurance claim. However, acting sooner results in stronger documentation and a better claim outcome.

What is an insurance supplement for roofing?

A supplement is an additional claim request when the initial insurance estimate is incomplete. Josh Brooks Construction and Renovation Inc. reviews every initial estimate and supplements for missed items such as code upgrades, drip edge, felt, or disposal fees.

Insurance Claim Roof Replacement Longmont CO

Name: Josh Brooks Construction and Renovation Inc.
Address: Longmont, CO, 80501, US
Telephone: 720-828-7997
Price range: $$
Rating: 4.9

Data You Can Trust

Insurance Claims Assistance in Northern Colorado

$1.9B

Front Range hail damage May 2024

NOAA

96%

ROI on minor kitchen remodel

2025 Cost vs. Value

86%

basement finishing costs recovered

NAR / NARI

billion-dollar CO hailstorms 1980–2024

NOAA

“Colorado homeowners leave millions on the table every hail season by not having proper documentation. I attend adjuster meetings, document every damage point, and fight for full replacement value. Doing this since 2014.”

Josh Brooks

Licensed General Contractor CON-24-0152 | Northern Colorado Since 2014

Insurance Claim Roof Replacement Longmont CO

Colorado insurance companies routinely underpay storm damage claims. Josh Brooks Construction and Renovation Inc. attends your adjuster’s inspection, documents every dollar of damage, and fights for your full settlement. 30 years of experience. Free inspection.

📞 720-828-7997 — Free Inspection

✅ We Attend Your Adjuster Inspection✅ We File All Paperwork✅ We Supplement Underpaid Claims✅ 2-Year Colorado Window

The Most Important Thing to Know About Colorado Hail Claims

Call a contractor BEFORE you call your insurance company. Homeowners who have professional documentation in hand before the adjuster arrives consistently receive 20-40% higher settlements. Josh Brooks Construction and Renovation Inc. inspects your home for free and provides the documentation you need.

Our 5-Step Insurance Claim Process

Free Professional Inspection

Josh Brooks inspects your roof, siding, gutters, windows, and HVAC for storm damage. We provide a written report with photographs documenting all damage — at no charge.

You File the Claim (We Help)

Using our inspection report, you file the claim with your insurance company. We guide you on exactly what to say and what information to provide.

We Attend the Adjuster Inspection

This is the most critical step. Josh Brooks is on your roof with the adjuster, pointing out every item of damage in real time. Homeowners who have a contractor present receive significantly better settlements.

Supplement Review

We review every initial insurance estimate for missed items — code upgrades, drip edge, ice shield, disposal fees, and more — and file supplemental requests to recover what you’re owed.

Full Restoration Completed

Once approved, Josh Brooks completes the full scope — roof, siding, gutters, windows — under one contractor, one warranty, one project manager.

What Gets Covered by Colorado Homeowner’s Insurance

Roof

Full replacement for functional hail or wind damage

Siding

Full replacement if hail damage exists — matching requirement often triggers all-4-sides

Gutters

Dented and functional damage covered for full replacement

Windows

Cracked glass, damaged seals, and broken screens all covered

HVAC

Hail dents on condenser fins and units — often overlooked by adjusters

Skylights

Cracked glass, damaged flashing, compromised seals

Colorado Law: 2-Year Filing Window

Colorado gives homeowners 2 years from the storm date to file an insurance claim for hail or wind damage. If you had a storm in the past 2 years and haven’t filed, call now — you may still be within the window. Josh Brooks Construction and Renovation Inc. can verify your storm date and assess whether your damage qualifies. Call 720-828-7997.