Insurance Claim Roof Replacement Longmont CO
Colorado insurance companies routinely underpay storm damage claims. Josh Brooks Construction attends your adjuster’s inspection, documents every dollar of damage, and fights for your full settlement. 31 years of experience. Free inspection.
The Most Important Thing to Know About Colorado Hail Claims
Call a contractor BEFORE you call your insurance company. Homeowners who have professional documentation in hand before the adjuster arrives consistently receive 20-40% higher settlements. Josh Brooks Construction inspects your home for free and provides the documentation you need.
Our 5-Step Insurance Claim Process
Josh Brooks inspects your roof, siding, gutters, windows, and HVAC for storm damage. We provide a written report with photographs documenting all damage — at no charge.
Using our inspection report, you file the claim with your insurance company. We guide you on exactly what to say and what information to provide.
This is the most critical step. Josh Brooks is on your roof with the adjuster, pointing out every item of damage in real time. Homeowners who have a contractor present receive significantly better settlements.
We review every initial insurance estimate for missed items — code upgrades, drip edge, ice shield, disposal fees, and more — and file supplemental requests to recover what you’re owed.
Once approved, Josh Brooks completes the full scope — roof, siding, gutters, windows — under one contractor, one warranty, one project manager.
What Gets Covered by Colorado Homeowner’s Insurance
Full replacement for functional hail or wind damage
Full replacement if hail damage exists — matching requirement often triggers all-4-sides
Dented and functional damage covered for full replacement
Cracked glass, damaged seals, and broken screens all covered
Hail dents on condenser fins and units — often overlooked by adjusters
Cracked glass, damaged flashing, compromised seals
Colorado Law: 2-Year Filing Window
Colorado gives homeowners 2 years from the storm date to file an insurance claim for hail or wind damage. If you had a storm in the past 2 years and haven’t filed, call now — you may still be within the window. Josh Brooks Construction can verify your storm date and assess whether your damage qualifies. Call 720-828-7997.
Free Storm Damage Inspection
We inspect your entire property — roof, siding, gutters, windows — at no cost and no obligation. Most homeowners are shocked at what they’re owed.
Josh Brooks Construction and Renovation Inc. · Longmont, CO · 720-828-7997 · Site Map