Wheat Ridge was hit by hail on June 1 and June 8, 2026. If nobody has been on your roof since, your claim window is running. Free inspection, no pressure. 📞 Call 720-828-7997 · 💬 Text 720-453-5095
The June 2026 Jefferson County Storms
Two hail events crossed Jefferson County in early June 2026, hitting Wheat Ridge alongside Arvada, Golden, and Lakewood. We’re inspecting across Applewood, Wheat Ridge Highlands, Fruitdale, Panorama Park, and the neighborhoods along West 38th and Kipling.
Wheat Ridge has a lot of mid-century ranch housing with original or first-replacement roofs and mature tree cover that hides damage from the street. Both facts work against homeowners spotting hail damage on their own.
Why Waiting Costs You
- Hail damage rarely leaks right away. Bruised shingles fail months later once freeze-thaw finishes the job — often after your claim window closes.
- Most Colorado policies allow one year from date of loss, some less. The June 2026 clock is running.
- Older decking under mid-century roofs frequently needs repair, and insurance funds that work when it’s documented with the claim.
What We Do
- Full roof walk with photos of every damaged slope, vent, and flashing detail
- An honest answer on whether a claim is worth filing — if it isn’t, we say so
- Line-item estimate in insurance-standard pricing
- We meet your adjuster on site so nothing is left off the scope of loss
- Permit pulled, inspection met, closed permit in your project file
Your Rights Under Colorado SB 38
- Contracts must be in writing with scope and total cost stated
- You may cancel within 72 hours if your claim is denied
- No contractor can legally pay, waive, or rebate your deductible
- Contractors must disclose a physical business address and carry proper licensing and insurance
Seven warning signs of a storm chaser →
Upgrade While Insurance Is Paying
Insurance funds replacement of what you had — you pay only the difference to move up to Owens Corning Duration STORM® Class 4, which most Colorado carriers discount your premium for annually.
Frequently Asked Questions
Is it too late to file for the June 2026 hail?
Probably not — most Colorado policies allow a year from the date of loss, though some are shorter. Get inspected first so you file with documentation.
My roof looks fine from the ground.
Hail bruising crushes the shingle mat without breaking the surface. It’s invisible from the driveway and shows up as failure a year later — the most common way a valid claim gets lost.
Are you licensed in Jefferson County?
Yes — Jefferson County Class C, plus Boulder County CON-24-0152. We pull the permit and meet the inspector.
Free Wheat Ridge Hail Inspection
📞 Call: 720-828-7997 | 💬 Text: 720-453-5095
Josh Brooks Construction and Renovation Inc. — Longmont, CO | Since 2014 | Senior & Veteran discounts
Licensed. Local. Not a storm chaser.
Colorado hail & insurance: by the numbers (2026)
- Colorado ranks #2 in the U.S. for hail insurance claims, behind only Texas.
- The Front Range sits in “Hail Alley,” the highest frequency of large hail in North America — about 7–9 hail days a year.
- A Colorado state analysis (Feb 2026) found hail is 26–54% of the homeowners premium depending on county — roughly 50% along the Front Range.
- The average Colorado premium hit about $6,630 in 2026, up ~100.8% since 2020 — the largest increase of any state.
- Colorado typically sees 3–4 catastrophic hailstorms a year (each ≥ $25M in insured damage); severe season runs mid-April to mid-September.
Sources: Rocky Mountain Insurance Information Association (RMIIA); Colorado Division of Insurance (Feb 2026); National Weather Service; NAIC / Insurify (2026).
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