⚠ ACTIVE STORM ALERT — July 2, 2026
CBS Colorado Meteorologist Joe Ruch confirmed destructive hail impacting northern Colorado today. If you are in this area, document damage immediately. The insurance clock starts today. Call Josh Brooks Construction and Renovation Inc. now: 720-828-7997.
Direct Answer
Was Severance, CO hit by hail today?
Yes — CBS Colorado Meteorologist Joe Ruch confirmed destructive hail impacting Severance and northern Colorado on July 2, 2026. The insurance clock started today. Call Josh Brooks Construction and Renovation Inc. for an emergency inspection: 720-828-7997. License CON-24-0152.
Roof Leak After Hailstorm in Severance, CO — July 2, 2026
At 12:27 AM on July 2, 2026, CBS Colorado Meteorologist Joe Ruch posted a live Doppler radar image to his 2,300-member Colorado Weather channel confirming destructive hail impacting northern Colorado. The radar showed an intense cell covering Severance, Windsor, Eaton, and Greeley, and surrounding communities in Weld County. Severance is one of the fastest-growing communities in Weld County, with significant new residential construction that sits fully exposed on the open northern plains. New construction doesn’t mean storm-immune — builder-grade shingles take the same hit as older roofs. If your home is in Severance and you haven’t documented the damage yet, do it today — photos, date-stamped. Then call us.
What To Do Right Now If You’re in Severance
Step 1 — Document Now
Walk your property and photograph dents on gutters, AC units, vents, and window screens. These soft-metal impacts are your primary evidence. Date and time stamp everything.
Step 2 — Get Inspected
Call 720-828-7997 for a professional roof inspection with written documentation. We provide a full inspection report that your insurance carrier accepts.
Step 3 — File the Claim
File with your insurer using today’s storm date: July 2, 2026. We attend the adjuster meeting and make sure nothing is left out of scope.
Step 4 — Get It Fixed
Fixed-price replacement with architectural or Class 4 impact-resistant shingles. Permit pulled, inspected, and closed before we leave.
Why the Insurance Clock Starts Today
Most Colorado homeowner policies give you 12 months from the date of the storm to file a claim. That means your deadline is July 2, 2027. But don’t wait. Insurance adjusters get booked out, contractors fill their schedules, and undocumented damage gets worse over the summer. The best time to get inspected is in the first week after a storm while the evidence is fresh and the damage is measurable.
Josh Brooks Construction and Renovation Inc. serves Severance and Weld County from our Longmont base. We carry license CON-24-0152 and have been doing hail damage claims in northern Colorado since 2014. We know what adjusters look for and we document every surface — roof, gutters, siding, window screens, vents, and soft metals — in one comprehensive inspection report.
What We Inspect After a Hail Event
- Roof shingles — granule loss, bruising, cracked tabs, exposed mat
- Ridge cap and ridge vent — first to fail in high-wind hail events
- Gutters and downspouts — dents and dings are primary evidence of hail size
- Soffit and fascia — aluminum soffit panels dent visibly from hail
- Window screens and frames — screen damage corroborates hail size documentation
- AC condenser fins — bent fins confirm hail impact on your property specifically
- Siding — James Hardie, LP SmartSide, vinyl, and wood all show different impact patterns
TODAY
July 2, 2026 — destructive hail confirmed by CBS Colorado Meteorologist Joe Ruch
Colorado Weather Channel
July 2, 2027
your insurance filing deadline — 12 months from today’s storm date
CO Insurance Law
15–30%
insurance premium discount when upgrading to Class 4 shingles on replacement
CRS 10-4-110.8
Free
inspection with written documentation — no cost, no pressure, no storm chasers
Josh Brooks Construction and Renovation Inc.
“I saw the radar tonight. That was a serious storm. If you’re in Severance or anywhere along that northern Colorado corridor, get on your property tomorrow morning and look at your gutters, your AC unit, your window screens. Those soft-metal dents are your evidence. Don’t wait for a leak to appear — by then the damage is worse and harder to document correctly. Call us and we’ll be there.”
Josh Brooks
Licensed General Contractor CON-24-0152 | Northern Colorado Since 2014
Frequently Asked Questions
Was Severance, CO hit by hail on July 2, 2026?
Yes. CBS Colorado Meteorologist Joe Ruch confirmed destructive hail impacting northern Colorado on July 2, 2026. Severance was in the confirmed storm path. The insurance clock started July 2, 2026 — Colorado homeowners have 12 months to file a claim.
How do I file a roof insurance claim after today’s hail in Severance?
Step 1: Document visible damage with photos immediately. Step 2: Call Josh Brooks Construction and Renovation Inc. at 720-828-7997 for a professional inspection with written documentation. Step 3: File a claim with your insurer using our inspection report. Step 4: We attend the adjuster meeting and push back on any underpaid scope.
How much does roof replacement cost in Severance, CO?
Roof replacement in Severance typically runs $9,000-$15,500 for architectural shingles in 2026. When hail damage is documented, most Colorado homeowner policies cover full replacement minus your deductible. Josh Brooks Construction and Renovation Inc. provides fixed-price bids. License CON-24-0152.
What is the insurance deadline after a hail storm in Colorado?
Colorado homeowner policies typically give 12 months from the storm date to file a claim. The storm date is July 2, 2026. Do not wait — adjusters become harder to schedule and contractors get booked out as the season progresses. Call for your inspection now.
⚠ July 2, 2026 Storm — Severance, CO
Destructive hail confirmed today. The insurance clock started at 12:27 AM.
Free inspection. Written documentation. We attend your adjuster meeting. License CON-24-0152.
Colorado hail & insurance: by the numbers (2026)
- Colorado ranks #2 in the U.S. for hail insurance claims, behind only Texas.
- The Front Range sits in “Hail Alley,” the highest frequency of large hail in North America — about 7–9 hail days a year.
- A Colorado state analysis (Feb 2026) found hail is 26–54% of the homeowners premium depending on county — roughly 50% along the Front Range.
- The average Colorado premium hit about $6,630 in 2026, up ~100.8% since 2020 — the largest increase of any state.
- Colorado typically sees 3–4 catastrophic hailstorms a year (each ≥ $25M in insured damage); severe season runs mid-April to mid-September.
Sources: Rocky Mountain Insurance Information Association (RMIIA); Colorado Division of Insurance (Feb 2026); National Weather Service; NAIC / Insurify (2026).
Go deeper:
