⚠ Storm Alert — Westminster, Colorado
Westminster was hit by large hail on June 24, 2026. If your roof is leaking or you suspect damage, call within 30 days — insurance companies are watching the storm date clock. Free inspection: 720-828-7997.
Direct Answer
What should I do if my roof is leaking after the hailstorm in Westminster, CO?
Don’t climb on the roof yourself. Document everything from the ground — gutters, downspouts, siding, screens, AC unit. Then call a licensed local contractor before you call your insurance company. Josh Brooks Construction (CON-24-0152) provides free post-storm inspections in Westminster and Adams County and attends the adjuster meeting with you.
Roof Leak After Hailstorm in Westminster, Colorado
Westminster took a direct hit on June 24, 2026 from hail measuring large. That size hail causes significant damage to asphalt shingles, gutters, siding, and windows — and most of it is invisible from the street. A roof that looks fine today can be actively leaking into your attic or losing years of lifespan from granule loss that only shows up under a trained eye. We’ve been inspecting hail-damaged roofs across Adams County since 2014 and we’re available now for free post-storm assessments.
⏰ Insurance Deadline Warning
Most Colorado homeowner policies require you to file within 12 months of the storm date. The clock started on June 24, 2026. Don’t wait for a visible leak — hidden granule loss and bruised shingles may qualify for full replacement now but get denied as “wear and tear” after the window closes.
What large Hail Does to a Westminster Roof
large hail is in the range that causes immediate, measurable damage to most roofing materials. Here’s what we look for on every post-storm inspection in Adams County:
- Granule loss — the protective coating on asphalt shingles is knocked loose, accelerating aging by 5–10 years per impact event
- Bruised or fractured shingles — visible as dark circular spots or soft spots when pressed; often invisible from the street
- Dented metal flashing, gutters, and downspouts — soft metal impact is the most reliable ground-level indicator of roof damage
- Damaged ridge cap and hip shingles — these take the most direct impact and are often the first to fail
- Window screen and siding damage — if screens are hit, your siding and roof almost certainly were too
The Westminster Insurance Claim Process — Step by Step
- Document from the ground — photos of every affected surface before anything is touched
- Call a licensed contractor (not your insurer) first — get a professional damage report in hand before opening a claim
- Contact your insurer with the contractor’s report — this prevents opening a claim that closes with no payout and still shows on your record
- Adjuster meeting — Josh Brooks Construction attends on-site with you to ensure every code-mandated item (110 mph shingles, ice-and-water shield, drip edge) is written into the initial scope
- Supplement if needed — if additional damage is found during tear-off, we manage the supplement process with your insurer
large
hail size reported in Westminster on June 24, 2026
NWS Storm Report
30 days
recommended window to get inspected after any Colorado hailstorm
Insurance Best Practice
100 sq ft
damage threshold triggering full replacement under Longmont’s One Square Rule
City of Longmont Code
$1.9B
total damage from the May 2024 Front Range hailstorm alone
NOAA
“I’ve been inspecting hail-damaged roofs in Westminster and across Adams County since 2014. The damage from large hail is real whether you can see it from the ground or not. Don’t wait for the leak to show up in your living room — by then you’ve got water damage on top of storm damage. Call us within 30 days of the storm and we’ll document everything before the adjuster ever shows up.”
Josh Brooks
Licensed General Contractor CON-24-0152 | Serving Westminster & Adams County Since 2014 | 31 Years of Front Range Field Experience
Common Questions from Westminster Homeowners After the June 24, 2026 Storm
My roof isn’t leaking — do I still need an inspection?
Yes. Most hail damage doesn’t cause immediate leaks. Granule loss and bruising shorten your roof’s lifespan significantly and qualify for insurance replacement — but only if you document and file within your policy window. A roof that isn’t leaking today can fail catastrophically in 2–3 years from accelerated aging after a hail event.
Should I call my insurance company first or a contractor?
Call a licensed contractor first. The moment you call your insurer to report possible hail, many carriers open a claim on your record — even if the adjuster later finds insufficient damage. Get a contractor’s professional assessment in hand first so you know whether you actually have a claim worth filing before you pick up the phone.
How do I know if my Westminster home needs a full roof replacement or just repairs?
If hail damage exceeds 100 square feet in Longmont jurisdiction, the One Square Rule requires full replacement. Outside Longmont city limits, the threshold depends on the extent of damage relative to repair cost. If repair costs exceed 30% of replacement cost, replacement is almost always the better financial decision — and is usually what your policy covers anyway.
What if I can’t afford my deductible?
We work with homeowners on payment timing tied to insurance payouts. We never waive deductibles — that’s insurance fraud and any contractor who offers it is a red flag. But we can help you understand your full supplement options and Ordinance & Law coverage, which often adds meaningful value to claims that adjusters initially underprice.
Free Post-Storm Inspection — Westminster, CO
Don’t wait for a leak to call. Get inspected before the adjuster arrives.
Licensed, insured, local since 2014. No storm chasers, no pressure, no obligation.