Hail Damage in Evergreen, CO (August 13, 2026) | Free Roof Inspection

Evergreen was hit by 1.25-inch hail on August 13, 2026. That is past the threshold where asphalt shingles take claimable damage. Free inspection, no pressure. 📞 Call 720-828-7997 · 💬 Text 720-453-5095

The August 13, 2026 Storm

A hail cell moved through the Jefferson County foothills on August 13, 2026, and mapping put 1.25-inch hail over Evergreen. One-and-a-quarter-inch hail is well past the roughly 1-inch threshold where asphalt shingles begin taking documentable damage.

We’re inspecting across Evergreen, Bergen Park, Hiwan, Kittredge, Marshdale, and the homes along Highway 74 and Upper Bear Creek.

Foothills homes take weather harder than the flats — steep lots, mature trees, and a lot of older mountain roofs. Many Evergreen properties sit on aging asphalt or cedar shake, and hail on a roof already near the end of its life is frequently the event that ends it.

Why Waiting Costs You

  • Hail damage rarely leaks right away. Bruised shingles fail months later, often after the claim window closes.
  • Most Colorado policies allow one year from date of loss, some less. Your clock started August 13, 2026.
  • Aged shingles bruise more easily — an older mountain roof takes claimable damage from hail a new roof might shrug off.

What We Do

  1. Full roof walk with photos of every damaged slope, vent, and flashing detail
  2. An honest answer on whether a claim is worth filing
  3. Line-item estimate in insurance-standard pricing
  4. We meet your adjuster on site so nothing gets left off the scope of loss
  5. Permit pulled through the Jefferson County building department, inspection met, closed permit in your file

Your Rights Under Colorado SB 38

  • Contracts must be in writing with scope and total cost stated
  • You may cancel within 72 hours if your claim is denied
  • No contractor can legally pay, waive, or rebate your deductible
  • Contractors must disclose a physical business address and carry proper licensing and insurance

Seven warning signs of a storm chaser →

Upgrade While Insurance Is Paying

Insurance funds replacement of what you had — you pay only the difference to step up to Class 4 impact-resistant shingles. In the foothills that upgrade does double duty: Class 4 shingles resist hail and carry a Class A fire rating, which matters in the wildland-urban interface — and most Colorado carriers discount your premium for them annually.

Hail hit your Evergreen home? Read our guide to hail damage siding repair to decide between repairing and replacing your siding, and learn what to expect from the hail roof claim adjuster visit.

Frequently Asked Questions

Does 1.25-inch hail damage a roof?

Yes. Damage generally begins around 1 inch, and 1.25-inch hail causes granule loss and mat bruising — invisible from the street but measurable on inspection and typically covered by insurance.

My roof looks fine from the ground.

Bruising crushes the shingle mat without breaking the surface. It’s genuinely invisible from the driveway and shows up as failure a year later — the most common way a valid claim gets lost.

Is it too late to file?

No — this storm just hit on August 13, 2026, so you are at the very start of the claim window. Most Colorado policies allow a year from the date of loss. Get inspected and check your policy first.

Free Evergreen Hail Inspection

📞 Call: 720-828-7997 | 💬 Text: 720-453-5095
Josh Brooks Construction and Renovation Inc. — Licensed and insured general contractor | In business since 2014 | Senior & Veteran discounts
Licensed. Local. Not a storm chaser.

Insurance-claim roofing — how we handle itUnder Colorado's Residential Roofing Bill of Rights, you may cancel for a full deposit refund within 72 hours of signing — and, if your insurer denies the claim, within 72 hours of that denial. Once that window closes, your deposit is committed to your project and is non-refundable except as required by law for work not yet performed. We never collect your insurance deductible upfront — it's due at completion — and by law we cannot waive or rebate it.

Colorado hail & insurance: by the numbers (2026)

  • Colorado ranks #2 in the U.S. for hail insurance claims, behind only Texas.
  • The Front Range sits in “Hail Alley,” the highest frequency of large hail in North America — about 7–9 hail days a year.
  • A Colorado state analysis (Feb 2026) found hail is 26–54% of the homeowners premium depending on county — roughly 50% along the Front Range.
  • The average Colorado premium hit about $6,630 in 2026, up ~100.8% since 2020 — the largest increase of any state.
  • Colorado typically sees 3–4 catastrophic hailstorms a year (each ≥ $25M in insured damage); severe season runs mid-April to mid-September.

Sources: Rocky Mountain Insurance Information Association (RMIIA); Colorado Division of Insurance (Feb 2026); National Weather Service; NAIC / Insurify (2026).

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