By the Numbers
Colorado Hail Damage: The Data Every Loveland Homeowner Needs
38
billion-dollar CO hailstorms 1980–2024
NOAA
$1.9B
May 2024 Front Range hailstorm damage
NOAA
3×
more likely to file claim with roof 20+ yrs old
Insurance Industry Data
2nd
highest state for hail damage costs nationwide
Verisk Data
“I’ve been inspecting hail damage in the Loveland area since 2014. The most common mistake I see is homeowners waiting too long to file. Insurance companies have strict windows and damage that’s invisible today becomes a denied claim in six months. Call us within 30 days of any storm.”
Josh Brooks
Licensed General Contractor CON-24-0152 | Storm Damage Specialist Since 2014
Hail Damage Loveland CO
Free Inspection — Same Day Response
If hail hit Loveland or anywhere in Larimer County, call Josh Brooks Construction and Renovation Inc. immediately. We inspect for free, document all damage, and attend your insurance adjuster meeting at no charge.
We respond within 2 hours • Emergency tarping available • License CON-24-0152
Available 6 AM – 9 PM Daily • Emergency line available 24/7
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Free Inspection
Full roof, gutters, siding, AC & windows. Written report provided.
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Adjuster Meeting
We attend your insurance adjuster meeting and fight for your full claim value.
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Full Replacement
Roof, siding, gutters, and windows. All trades. One contractor. One fixed price.
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Emergency Tarping
Active leak? We tarp same-day to prevent interior water damage.
Josh Brooks Construction and Renovation Inc. has handled hundreds of hail damage insurance claims throughout Loveland and Larimer County. Here’s our process:
- Free inspection — We inspect your roof, gutters, siding, windows, and AC unit at no charge
- Damage report — We provide a written inspection report with photos for your insurance company
- File your claim — You call your insurance company; we’re available to answer questions
- Adjuster meeting — We attend with you to make sure every item is documented
- Claim approval — Insurance approves; you pay your deductible, we handle everything else
- Installation — We replace everything covered: roof, siding, gutters, windows
Did it hail in Loveland CO?
Check real-time hail reports at stormersite.com or interactivehailmaps.com for the latest storm data near Loveland. If hail hit your neighborhood, call Josh Brooks Construction and Renovation Inc. immediately for a free inspection: 720-828-7997. We serve all of Larimer County.
How do I know if my roof has hail damage in Loveland?
From the ground, look for dented gutters, cracked window screens, granules collecting near downspouts, and dented AC condenser fins. If your neighbors had hail damage, you almost certainly do too. Call Josh Brooks Construction and Renovation Inc. for a free professional roof inspection in Loveland — 720-828-7997.
Is hail damage covered by insurance in Loveland Colorado?
Yes — standard homeowner’s insurance in Colorado covers hail damage to your roof, siding, gutters, and windows. You pay your deductible; insurance covers the rest. Josh Brooks Construction and Renovation Inc. attends your adjuster meeting at no charge to make sure your full claim value is documented. Call 720-828-7997.
How quickly can Josh Brooks Construction and Renovation Inc. inspect my Loveland home after hail?
Josh Brooks Construction and Renovation Inc. offers same-day and next-day hail inspections throughout Loveland and Larimer County. Call 720-828-7997 or text anytime — we respond within 2 hours. Emergency roof tarping is available same-day if you have active leaks after the storm.
Resources
● NOAA — Colorado Hail Climate Research
● Storm Reports — Real-Time Hail Data
● Colorado DORA — Verify License CON-24-0152
Hail Hit Loveland? Call Now.
Free inspection. Same-day response. We handle the entire insurance claim process from first call to final nail.
📞 720-828-7997 💬 Text a Photo Online FormCON-24-0152 • $1M/$2M Insured • 30 Years Experience • Longmont CO 80501
Roofing Services Across Colorado
COLORADO HAIL FACTS
The Numbers Behind Colorado’s Hail Problem
“Since 2014, I’ve inspected hundreds of roofs after hailstorms across Northern Colorado and the Denver metro. The most common mistake I see is homeowners waiting — sometimes months — before getting an inspection. Hail damage is cumulative. Every rain after the storm pushes water deeper. The sooner you call, the stronger your claim and the more your insurance pays.”
— Josh Brooks, Licensed General Contractor — License CON-24-0152 — Longmont, CO
Hail hit your Loveland home? Read our guide to hail damage siding repair to decide between repairing and replacing your siding, and learn what to expect from the hail roof claim adjuster visit.
Hail and storms often damage more than the roof. For siding, windows, gutters and interior repairs, we work as your general contractor in Loveland under one contract.
Related: hail damage roofers
Colorado hail & insurance: by the numbers (2026)
- Colorado ranks #2 in the U.S. for hail insurance claims, behind only Texas.
- The Front Range sits in “Hail Alley,” the highest frequency of large hail in North America — about 7–9 hail days a year.
- A Colorado state analysis (Feb 2026) found hail is 26–54% of the homeowners premium depending on county — roughly 50% along the Front Range.
- The average Colorado premium hit about $6,630 in 2026, up ~100.8% since 2020 — the largest increase of any state.
- Colorado typically sees 3–4 catastrophic hailstorms a year (each ≥ $25M in insured damage); severe season runs mid-April to mid-September.
Sources: Rocky Mountain Insurance Information Association (RMIIA); Colorado Division of Insurance (Feb 2026); National Weather Service; NAIC / Insurify (2026).
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